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Do Nurses Need Indemnity Insurance?

Nursing Notes

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The Nursing and Midwifery Council has made it a  requirement for Registered Nurses to hold indemnity insurance.

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The Nursing and Midwifery Council (NMC) made it a revalidation and registration requirement in 2015 to hold indemnity insurance to cover your practice. This cover is designed to offer legal assistance should you action or omissions be called into question.

Thankfully, both Unison and The Royal College of Nursing offer indemnity insurance to its members but you should contact them to clarify if you are covered.

Below is some general advise on if you should need separate indemnity insurance to practice. For specific advise on the need for indemnity insurance you should speak to your employer, union or legal advisor. 

Are you employed?

If you are employed by either the NHS or a private organisation, you should not need a separate indemnity scheme.  Your employer holds vicarious liability (is responsible) for your actions and omissions and is required to provide appropriate cover for you.

Student Nurses

Student Nurses are covered for indemnity by both their university and placement area and usually practice under the instruction of a Registered Nurse.

Self-Employed Nurses

If you are self-employed and working for your own company or through an umbrella company then you may need separate indemnity cover. You should speak to your union or an independent legal advisor.

Agency Nurses

‘Bank’ working such NHS Professionals or overtime at your local trust will be covered under their vicarious liability provision.

If you are working for a private agency you should check to see if they offer indemnity insurance.You should ask for a copy of the indemnity insurance policy to view inclusion and exclusion criteria. 

Voluntary Work

Your Union should provide cover for volunteering work or when acting as a good Samaritan. You should ask for a copy of the indemnity insurance policy to view inclusion and exclusion criteria. 

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NMC says regulation for nursing associates moves a step closer

James M

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The Nursing and Midwifery Council say regulation for nursing associates is getting closer and is expected by July 2018.

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The Nursing and Midwifery Council (NMC) has welcomed the Department of Health’s consultation on proposed changes to its legislation to enable the regulation of nursing associates.

The consultation follows the decision of the NMC’s Council to agree to regulate the new role, following a request from the Secretary of State for Health in January 2017.

Earlier this month the NMC released it’s draft standards of proficiency for Nursing Associates.

Jackie Smith, NMC Chief Executive and Registrar, said:

“This consultation is a vital step towards the NMC becoming the regulator of nursing associates.

“It’s always been our ambition to open the register to nursing associates in January 2019, when the first trainees qualify. But in order to do so, it’s critical that Government drives through the necessary changes to our legislation, to ensure that we’re able to protect the public from the moment the first qualified nursing associates begin to practise.”

The NMC expects the necessary changes to its legislation to come into force by July 2018. This will give the regulator six months until the first trainees qualify to complete the activities that need to be in place in order to open the register. This includes approving the NMC’s Rules and fees, approval of the final nursing associate standards and approval of nursing associates programme providers.

The consultation, Regulation of Nursing Associates in England, will run from 16 October to 26 December.

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NMC makes significant changes to language requirements for international nurses

Sarah J

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The Nursing and Midwifery Council have made significant changes to its English language requirements after claims the previous test was ‘too hard’.

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The Nursing and Midwifery Council (NMC) has today announced that it is making alternative options available for nurses and midwives, trained outside the UK, to demonstrate their English language capability.

From 1 November 2017, the NMC will accept the Occupational English Test (OET) in addition to the International English Language Test System (IELTS), as proof of a nurse or midwife’s English language competence.

This change will provide an alternative way for nurses and midwives to demonstrate their English language capability.

The NMC had previously investigated if the IELTS was too difficult with experts warning it was the primary reason for a reduction in the number of EU nurses.

Jackie Smith, NMC Chief Executive and Registrar, said:

“Nurses and midwives trained outside the UK make up around 15 percent of our register. They are vital to the delivery of health and care services across the UK.

“By accepting alternative forms of evidence we are increasing the options available for nurses and midwives to demonstrate they have the necessary command of English to practise safely and effectively, without compromising patient safety.”

The regulatory body says these changes are part of an ongoing review process into its English language requirements.

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